In this workshop, you will learn:

• How a mortgage works and how to get one
• How a credit score affects your ability to get a loan
• What the hidden costs are to buying a home
• How much do you need to save for a down payment
• Where you can get free resources to make the process easier.

This webinar will help teens understand how credit works.

• If you have a job, building credit is partly about managing your hard-earned money and learning to pay bills on time, such as a monthly cell phone bill.
• Open a checking or savings account. Responsibly managing and maintaining these basic accounts will show a financial institution that you can handle money. If the account comes with a debit card, you will get experience using a card for withdrawing cash.
• If your job permits, set up direct deposit to your account. It is easier to save if the money isn’t sitting in your pocket!
• The first time you borrow money is likely to be college loans.  Learn what interest is and how much you will end up replaying on top of a student loan.

The workshop lasts about 45 minutes, followed by time for questions.

Presentado por MassHousing. Si está interesado en comprar una casa, este es el lugar para comenzar. En este taller, aprenderás:

• Cómo funciona una hipoteca y cómo obtener una
• Cómo un puntaje de crédito afecta su capacidad para obtener un préstamo
• ¿Cuál es el costo inicial de comprar una casa?
• ¿Cuánto necesita ahorrar para un pago inicial?
• Donde puede obtener recursos gratuitos para facilitar el proceso

Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• the formula to increase your credit score
• how to read a credit report, and
• how to start working one-on-one with a financial coach!

Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• the formula to increase your credit score
• how to read a credit report, and
• how to start working one-on-one with a financial coach!

Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• the formula to increase your credit score.
• how to read a credit report, and
• how to start working one-on-one with a financial coach!

Fortunately, a credit score doesn’t depend on how much money you have; it only depends on your ability to follow some basic rules. In this workshop, you can learn:

• the formula to increase your credit score.
• how to read a credit report, and
• how to start working one-on-one with a financial coach!

Once you know how to track your money, you never need to fall behind again. In this workshop, you’ll learn how to:

• Track your income and spending
• Prioritize your needs
• Eliminate wastes of money

Once you know how to track your money, you never need to fall behind again. In this workshop, you’ll learn how to:

• Track your income and spending
• Prioritize your needs
• Eliminate wastes of money

Boston Park Rangers, Urban Wilds staff, and Parks employees will provide formal and informal discussions or tours during the hikes. Some hikes may be more focused on taking a walk in the park, while others may be more informational.

Please note — this is not a hike. This is a "Horse of Course" program hosted by a Boston Park Ranger. Come meet one of the mounted units from our herd and learn about their role in the parks, and how they are cared for.

For more information visit the Hike Boston home page.